Terms of Service

1. Acceptance of Terms

By accessing and using Finance Times website, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use License

Permission is granted to temporarily download one copy of the materials on Finance Times website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or for any public display (commercial or non-commercial)
• Attempt to decompile or reverse engineer any software contained on the website
• Remove any copyright or other proprietary notations from the materials

3. Content and Information

All blog posts and articles on our website are provided for informational and educational purposes only. We are experts in our field and provide specialized content, however:

• The information is provided "as is" without warranty of any kind
• We do not guarantee the accuracy, completeness, or usefulness of any information
• Content should not be considered as professional financial or insurance advice
• Users should consult with qualified professionals before making financial decisions

4. User Conduct

You agree not to use the website to:

• Upload, post, or transmit any content that is unlawful, harmful, or offensive
• Impersonate any person or entity or misrepresent your affiliation
• Interfere with or disrupt the website or servers
• Attempt to gain unauthorized access to any part of the website

5. Contact Information

When you contact us through our contact form, you agree to:

• Provide accurate and truthful information
• Allow us to use your email address to respond to your inquiry
• Understand that we will only use your contact information for communication purposes

6. Third-Party Advertisements

Our website may display advertisements from third-party advertising networks:

• We do not control the content of these advertisements
• We are not responsible for the products or services advertised
• Advertisements are not part of our website content
• Users interact with advertisements at their own risk

7. Intellectual Property

The content, organization, graphics, design, and other matters related to the website are protected under applicable copyrights and other proprietary laws. Copying, redistribution, or publication of any such content is strictly prohibited.

8. Modifications to Terms

We reserve the right to revise these terms of service at any time without notice. When we update our terms:

• Users will be notified through a popup notification on their next visit
• Continued use of the website constitutes acceptance of the new terms
• The updated terms will be effective immediately upon posting

9. Termination

We may terminate or suspend access to our website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

10. Limitation of Liability

In no event shall Finance Times or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the website.

11. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Pakistan, and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.

12. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law.