Last Updated: January 2025

Disclaimer

Important Notice: The information provided on this website is for educational and informational purposes only and should not be considered as professional financial or insurance advice.

1. General Information

The information contained on Finance Times website is provided for general informational and educational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information.

2. Professional Expertise

We are experts in the insurance and finance field and provide specialized content based on our knowledge and experience. However:

Our content should not replace professional financial advice
Individual circumstances may vary significantly
We recommend consulting with qualified professionals before making financial decisions
Insurance and financial regulations may vary by location and change over time

3. No Liability

We are not responsible for any problems, issues, or consequences that may arise from using the information provided on our website.

In no event will Finance Times be liable for any loss or damage including, without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from:

Use of or reliance on information provided on this website
Financial decisions made based on our content
Insurance purchases or policy decisions
Any actions taken or not taken based on our articles

4. External Links and Advertisements

Our website does not contain external links to other websites. However, we may display advertisements from third-party advertising networks:

We have no control over the nature, content, and availability of advertised sites
Advertisements are not part of our website content
We are not responsible for any content, products, or services offered through advertisements
Users interact with advertisements at their own risk and discretion

5. Content Accuracy

While we are experts and provide specialized data, information may become outdated or may not apply to all situations.

We make every effort to ensure the accuracy of our content, but:

Insurance laws and regulations change frequently
Financial markets and products evolve constantly
Information may not be applicable to all jurisdictions
We cannot guarantee the current accuracy of all published content

6. Personal Responsibility

By using this website, you acknowledge that:

You are responsible for your own financial and insurance decisions
You should verify information independently before acting on it
You understand the risks involved in financial decision-making
You will not hold us liable for any outcomes resulting from your decisions

7. Medical and Health Information

Any health insurance or medical-related information provided is for general educational purposes only and should not be considered medical advice. Always consult with qualified healthcare professionals for medical decisions.

8. Investment Disclaimer

If any content relates to investments or investment products:

Past performance does not guarantee future results
All investments carry risk of loss
Consult with a qualified financial advisor before investing
We are not licensed investment advisors

9. Regional Variations

Insurance and financial regulations vary significantly by country, state, and region. Our content may not be applicable to your specific location or circumstances. Always check local laws and regulations.

10. Updates and Changes

We reserve the right to update or modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting on the website. Users will be notified of significant changes through a popup notification.